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HISTORY
A.G.Norman & Associates Pty Ltd practice commmenced operations at Mudgeeraba, Gold Coast in January 2007, with the philosophy of providing their new and exisiting clientelle, exceptional personalised service and advice that is achievable in the real world.
Prior to the opening of the practice on the Gold Coast, Alan Norman held the portfolio of Senior Accountant for several Brisbane based practices. Alan has the expertise and practical knowledge of company operations, due to several successful business ventures, before entering into the accounting industry in 1995.
Thus enabling Alan, who has a passion for business, to assist you in overcoming obstacles and provide the best advice on developing tax minimisation strategies and business accountability.
Qualifications 
Advanced Diploma in Accounting – South Western Sydney Institute 
Registered Tax Agent
Memberships 
Associate of the Institue of Public Accountants (IPA) 
Member of the National Institute of Accountants (NIA) 
Member of the National Tax & Accountants Association (NTAA)
OUR PHILOSOPHY 
We are absolutely committed to providing exceptional personal service to our clients.
Our Internal mission statement: ‘We believe in helping you achieve your goals through the finest of service’ is AGN’s heart and soul, and is fundamental to the positive attitude and success of our staff.
Alan Norman 
Director
OUR VALUES
There are Five key values that we believe embody the experience of working with AGN.
<ol>
<li>Client Commitment – Understanding your needs and building enduring relationships that deliver a personal, tailored service – it is our long-term commitment to you.</li>
<li>Communication – Is a vital component to efficiency, ensuring you achieve your financial goals.</li>
<li>Integrity- Reliability and transparency – we expect it and you can rely on it.</li>
<li>Expertise – Knowledge that is commercial and practical, which ensures the highest quality advice that works in the real world.</li>
<li>Celebrate – Your Growth, fulfilment and satisfaction – we recognise effort and commend your SUCCESS.</li>
</ol>
A G Norman & Associates in Worongary, Gold Coast, QLD is listed under Accountants Specialising in Bookkeeping, Retirement Planning, BAS Lodgement.
Other services by A G Norman & Associates are Estate Planning, Tax Planning, Self Managed Super Funds (SMSF), Superannuation, GST / BAS Returns, Negative Gearing, Investment Planning, Business Tax Advice.
Call A G Norman & Associates to find out more information about our services.
<h2>Services</h2>
GENERAL ACCOUNTING
Tax Consulting 
Bookkeeping 
GST Compliance 
Audit services 
BAS lodgement 
Superannuation
PERSONAL GROWTH
<ul>
<li>Debt consolidation and management</li>
<li>Gearing</li>
<li>Investment</li>
<li>Mortgage Broking</li>
<li>Motor Vehicle Finance</li>
<li>Serviced Office Facilities</li>
<li>The key to a life of financial improvement lies in developing a plan for growth and following through with it.</li>
</ul>
Growth does not happen by chance. If you want to be sure to grow, you need a plan — something strategic, specific and scheduled.
For a successful plan to work you need to set clearly defined and realistic goals that will help you to achieve those goals. It all starts with knowing exactly where you are today financially and having a clear idea of where you want to be in the future.
At AGN we will help you to develop a customised strategy based upon your financial goals, your investment time-frame and your willingness to implement the plan.
In formulating your personal plan, we will:
<ul>
<li>Help you to define your objectives</li>
<li>Assess your current situation</li>
<li>Choose appropriate investments</li>
<li>Assess the need for gearing</li>
<li>Address tax-planning issues 
A core element to managing your personal growth, is utilising a robust administration platform to assist in managing your portfolio strategy.</li>
</ul>
Your accountant can design a tax effective plan and an income strategy, which is tailored to your individual circumstances.
In addition, through personal growth strategies, we can help you to:
<ul>
<li>Control your cash flow so that you can achieve your lifestyle goals and objectives whilst being flexible enough to maintain an enjoyable lifestyle.</li>
<li>Consolidate your debt and develop a strategy to build your retirement savings.</li>
<li>Reduce inefficient debt (Home Loan) quickly and then use debt efficiently (Investment Loan) to create wealth.</li>
<li>Assist with creating a portfolio of income streams that reflects the risk level and potential returns you will require to achieve your lifestyle goals.</li>
<li>Seek opportunities that are tax-effective.</li>
</ul>
Here are a few tips on setting goals:
While they’re all important, by far the most important of these tips on setting goals are aligning goals with your priorities and writing them down.
Choose Goals Aligned With Your Priorities:
Before you begin setting goals, identify your priorities. (Here are a few ideas: write a personal constitution, list your highest values, or identify the most important roles you play in your life). Your goals should flow naturally from your priorities. This is the most important of all my tips on setting goals.
Note:
Many people rush into setting goals simply to have a goal, and later find these goals pull them away from their highest priorities. For example, if you want to “be a great golf player” by playing all weekend and you don’t see your family on the weekends for six months, that goal may actually violate one of your highest priorities. So, in short, choose your goals wisely because they will drive your behaviour.
Focus – Create No More Than Four Goals:
When you identify goals aligned with your highest priorities, focus as much as possible. Three or four goals are good for annual planning. Any more than that and you lose your focus and will wind up scattering your time and resources. Laser-like focus on a few goals will yield amazing results over time.
Set Goals for Strengths and Weaknesses:
We often gravitate during goal setting to fixing weaknesses, however using your strengths yields more impressive benefits in terms of performance and satisfaction. So, if you need to fix a problematic weakness, do so. However, focus more on harnessing, growing, and polishing your strengths.
Write Your Goals Down:
Writing goals down is also one of the most important of all the tips on setting goals. It sounds obvious, but most people walk around with loosely defined goals in their head, but never actually commit them to paper. Writing them down makes them more real, helps you mobilise and focus resources, and reminds you of them when you forget you ever made them in the first place. If you ignore all of the other tips on setting goals, remember this one:
Writing your goals down dramatically increases your odds of achieving them.
Visualize It:
Once you set a goal, identify as clearly as possible what success looks like. Imagine as many details as possible in your picture of success. The more clearly you can “see” your goal, the more likely you will achieve it. Your vision, too, is something you will want to write down.
Review Your Goals Often:
Writing them down and never looking at them again is NOT beneficial. I recommend setting personal goals annually, doing a quarterly life review, and then using your goals to guide you in your weekly planning.
Don’t Make it More Complicated Than It Needs to Be:
Yes, these tips on goal setting are all important. But, at the end of the day a goal is simply a tool to drive behaviour. That’s it. The important thing is set your intention, write it down, and return to it frequently to measure your progress.
BUSINESS GROWTH
Making the right decision is essential in today’s competitive and highly-regulated marketplace.
Business advisory and coaching will assist you to plan and navigate successfully while protecting you and your family’s current and future financial wealth.
We will work with you to develop a down to earth, practical plan to give you a clear direction with relevant actions.
The aim of AGN is to create a clear vision and plan for your future that is aligned across your whole business.
We will work alongside you to carry out a business ‘accountability check’, to identify issues and to set you on the right track to make the most of your assets and resources. Whether it is capital and cash flow, people management, or market potential.
We will also look at your business valuation, now and in the future, so you can get a clear understanding of where you are and where you are heading.
With robust knowledge of your business, and its processes, structures and systems, you will find it easier to measure and improve its performance.
Together we will develop plans for growth, as well as protecting against risks, which may impact crucial cash flow.
You will also gain a clear measure of overall performance and pressure points, be able to isolate issues and improve relations with creditors, suppliers and clients.
With comprehensive understanding of your budget and your cash flow forecast, you will be able to sharpen up your operations in every area, ensuring costs are appropriate and profit is maximised.
By meeting on a regular basis, together we will review business performance, cash flow, profitability and agreed action plans, and then move forward with confidence.
Profitability, growth, cash flow, risk protection and the future planning are five common issues most businesses encounter.
We can provide individual, tailored solutions to these issues.
Protecting the operation of your business as well as your own livelihood and securing your family’s financial future is paramount.
When it’s time to move on, through retirement or selling, we will work with you to make sure communications, structures and processes are in place for succession planning.
Succession Planning can help you ensure your business affairs and assets are in order and will be managed the way you want them to be.
FINANCIAL PLANNING
At A.G.Norman & Associates we can refer you to the following in house Finanical Planning associate for a no obligation appointment. Integral Financial Planning Pty Ltd are specialists in:
Superannuation 
Investment & Tax Planning 
Retirement Planning 
Allocated Pensions 
Personal Insurance 
Centrelink Advice 
Estate Planning 
Self Managed Superannuation Funds
<h2>Reviews</h2>
“Alan and his team run a great and efficient accounting practice. If youre looking for a quick and easy tax return experience definitey give them a call.”
“Took over 4 months for a simple tax return. Didn’t return phone call or emails. Tax return was withheld and it took calling them directly on their personal mobile to have the funds released. They were verbally abusive and hung up the phone. Excessive fee of $220.”

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