BIS Cosgrove

Who we are

Cosgrove & Co Pty Ltd was formed by Brian Cosgrove CPA in 1997 and, in conjunction with our financial planning arm Balanced Investment Strategies (BIS), the two companies operate out of our Palm Beach office on the Gold Coast, Australia as BIS Cosgrove.

Balanced Investment strategies (AFSL No. 314 365) was formed as a complimentary company to Cosgrove & Co Pty Ltd in response to a growing demand for financial planner services from our own accounting clients.

Together, the Cosgrove & Co and BIS team provide a comprehensive and objective financial management service. Our aim is to help you find the right balance with all your financial affairs. Rather than simply addressing our clients’ immediate requirements, we analyse the ‘bigger picture’ and address medium and long-term goals and objectives.

So if you’re looking for an accountant, financial planner or need help with your SMSF on the Gold Coast then get in touch with us to see how we can help you!

Our Directors

Brian CosgroveDirector
The head guru. Specialising in tax, financial planning and superannuation, Brian has answers to almost any question thrown at him. He is a CPA, Tax Agent, Financial Planner and certified Superannuation Specialist. A Reds supporter of football and the beverage, Brian is an easy going fellow with a wealth of experience.

Shannon AspinallDirector & Accountant
Shannon returned to our team in 2010 after ten years working in Sydney lured back by the warm weather, great lifestyle, love of surfing, and the opportunity to work back with family. Shannon is a qualified CPA with a financial planning specialisation and loves when both can be used to help her clients financial life!

Renee GambleDirector & Financial Planner
With a diverse career, Renee heads up our financial planning business, bringing experience and knowledge to the table. Renee has been with the firm since 2000 and also has a wealth of business management and marketing experience.

Our Valuable Team

Scott BruniAccounting Manager
The quiet achiever of the group, Scott specialises in small business tax and project management. He has a Bachelor of Business, is a CPA and Tax Agent. Scott has been with the firm since 2003. He loves spending time with his wife and young sons and enjoys a cold beer while watching the footy.

Justin DoyleFinancial Planner
Justin has been working in the financial services industry since 1999 and joined the firm in May 2003. He has specialist qualifications in self managed superannuation and has extensive experience as a financial planner and administrator. Justin has a myriad of interests ranging from music to sport to culinary delights.

Steven RakichSenior Accountant
Steven began his career in a Sydney CBD firm where he spent 6 years working closely with small to medium sized businesses. In 2011, Steven decided to escape the Sydney weather and relocate to the Gold Coast with his wife and 2 beautiful daughters. His excellent organisational skills and extensive experience in the accounting industry make him the perfect addition to the BIS Cosgrove team. When he isn’t busy crunching the numbers, Steven loves to spend as much time with his family as possible, as well as managing to fit in 4-5 Crossfit sessions a week!

Harkirat JawandaAccountant
Harkirat (or “Kirat” as we know her) has been living on the Gold Coast since 2009 with her family after moving from India. She studied at Griffith University completing her Master of Professional Accounting and is currently undertaking her CPA. Kirat is dedicated to the clients she serves and always delivers a quality outcome.

Gaelle BrownAccountant
Gaelle joined the accounting team in August 2014. She has completed a diplomas in Accounting and Australian Taxation Law and is currently pursuing a Bachelor degree of Business in Accounting. Her eagerness to learn comes from her genuine commitment to provide clients with suitable, accurate and up to date advices. Her drive is displayed in her passion for golf where she has achieved “pro” status.

Jack YoungAssistant Accountant
Jack started his position at BIS Cosgrove in early 2016, bringing more than 5 years of experience in the finance industry with him. He is currently completing a bachelor of business at Griffith University. When he isn’t at work, Jack loves to travel, especially to the snow where he tears up the slopes on his snowboard.

Liz LearyFinancial Planning Administrator
Liz has been working as a financial planning administrator for the last 17 years, gaining valuable experience with several financial planning practices prior to joining BISCosgrove in January 2013.

Darin TrounceFinancial Planning Administrator
Darin, our resident Kiwi, joined the team in July 2015. He has a Bachelor of Commerce in Accounting and is currently completing his ADFP. Darin enjoys being active and has represented New Zealand for swimming.

Fiona BurgeClient Services / Administration
With a bubbly personality and infectious laugh Fiona is the person you meet when you come into reception. Prior to starting a family, she had 18 years experience in the banking industry, mainly in human resources and public relations. Fiona joined the firm in 2007 and brings with her a wealth of customer service experience.

Louise WallerClient Service Officer
Louise joined the team in 2014. She’s a busy mum of 3 beautiful children. Louise is also a part time swim coach and is heavily involved in the Currumbin Surf Club. She loves being outdoors and spending time at the beach. Life is never boring.

Shannon BroadbentClient Services / Administration
Shannon joined the team in September 2015. She had 7 years experience in aged and acute care. Shannon enjoys a variety of dance classes and is always eager for a new challenge.

Samantha WhitbreadAccounting Administrator
Samantha has been working in accounting administration for over 10 years and joined BIS Cosgrove in 2013. She has also had experience in property development and legal administration. Samantha has a passion for photography and usually has a camera in hand when not at work.

Catrina KeftMortgage Broker
Catrina started working with the team in 2012. The relationship has been going strong since and in early 2015 she started working every Monday from our office.

Catrina has worked in mortgages for over 15 years, 5 of those as a mortgage broker. In her spare time you will find her running around after her extremely active toddler!

Rebecca Hagan
Bookkeeper
Bec joined us in February 2012 after moving to the Gold Coast from Melbourne. She is currently completing her Advanced Diploma in Accounting. Bec loves the outdoors and has taken up surfing since coming to the coast.

BIS Cosgrove in Palm Beach, Gold Coast, QLD is listed under Accountants specialising in services such as Estate Planning, Accounting, Partnership Tax Returns.

Some other services offered by BIS Cosgrove are Retirement Planning, Superannuation, Personal Income Tax Returns, Business & Company Tax Returns, Tax Planning.

Contact BIS Cosgrove to ask about our services and prices.

Services

Accounting & Taxation
Financial Planning
Retirement & Estate Planning
Superannuation

Testimonials

“My wife and I have been using the services of Cosgrove & Co for many years now. We thoroughly recommend them as personable, knowledgeable professionals, who go well beyond what one might expect from a firm of financial planners and accountants. Cosgrove clients become almost ‘one of the family’, as Brian and Renee help to guide through the mine-field that is taxation, wealth creation, superannuation, transition to retirement and general financial management.”

“We first came to “Balanced Investment Strategies” 4 years ago when we asked a friend for a trustworthy financial planner to assist us plan our retirement. We were certainly not disappointed with his recommendation of Renee and Brian who represent a firm based on honesty and integrity.

From our first visit, they had the happy habit of making us feel not only valued and welcome but they also made us feel included in their friendship. Through Renee’s cheerful disposition and Brian’s thoughtful contemplation we felt that we had found a highly enthusiastic and motivated team that had our best interests foremost in their plan for us.”

“We at the Palm Beach Currumbin Rugby Club, would sincerely like to thank you for your great contribution to the Rugby Club, in providing the immensely needed help to establish a suitable operating system in our accounting area. It is great companies and family businesses like BIS Cosgrove, whose contributions have made our club what it is today. Without your help it would be a continuous struggle to fund all the projects we need to achieve and have in our vision.”

“Justin Doyle has been our financial advisor for the past 5 and a half years. Our financial situation has never been better since Justin has been handling our affairs. His advice has been paramount in securing a healthy retirement fund for us and we have no doubt that we would not be in this situation if not for his wise and accurate suggestions. We would not hesitate in recommending Justin to anyone. He is an asset that we could not manage without.”

“Let me say that we are both very comfortable with your professional. Whilst we have been exposed to the SMSF complexities at differing levels, your explanations and the graphic representations of the various components have been relatively easy to grasp and recall at later discussions we have.

To be able to place our trust in you and Cosgroves in general is the ideal consultancy setup for us in financial matters. Keeping up with the technology software for producing various scenarios based upon market expectations and historical swings is also a very desirable tool for making informed yet guided decisions about our future and you do this very well. The flexibility this advice offers takes the mystery and most of the unknowns out of the equations for us.

Overall we feel very comfortable with your financial assistance and would certainly recommend your consultancy expertise to others.”

“Justin Doyle has been providing financial advice to us for a number of years now and we couldn’t be happier with the outcomes achieved. What we’ve found most beneficial about Justin is his easy going manner and ability to translate his financial knowledge and advice into a language that we understand. He’s extremely thorough and shows genuine care towards helping us meet our financial needs. Justin has assisted us through some tough financial situations and we feel very lucky to have had him on our side.”